One thing about natural disasters is that they can strike anywhere at any time, often with little to no warning. The damage they leave behind can be devastating to your home and personal belongings. It can take several years to rebuild your home after a hurricane or other natural disasters. Not to mention the time it takes to recover emotionally and financially.
Luckily, there are some things you can do to help prepare your home for a natural disaster. If you live in an area that is prone to hurricanes, earthquakes, or tornadoes, here are some tips on how to prepare your home for a natural disaster:
Get Insurance
This is perhaps the most important thing you can do to protect your home from the damage caused by a natural disaster.To be as safe as possible, make sure you have both homeowner’s insurance and flood insurance. Homeowner’s insurance will cover damage to your home from things like fire or theft, but it will not cover damage from a flood. Flood insurance is separate and must be purchased on its own. If you live in a high-risk area for floods, your mortgage lender may require you to purchase flood insurance.
It would be best if you also insured any emergency equipment. This includes generators, pumps, and other equipment you may need to keep your home functioning after a natural disaster. If you’re insured and your equipment is damaged or destroyed, you can replace it without paying out of pocket. Insuring emergency equipment also helps to ensure that you have the equipment available when you need it.
Prepare an Emergency Kit
In a natural disaster, you may need to evacuate your home. This means you must have a bag packed with all the essentials. Your emergency kit should include food, water, first-aid, a flashlight, batteries, and a portable radio. You should also include any prescription medications you or your family members take.
If you have pets, don’t forget to pack food and water for them too. You should also have a list of emergency contacts, including your family, friends, and the insurance company.
Prepare Your Home
Most Americans believe they are more prepared for a disaster than they are. This is attributed to the fact that most people think of natural disasters as something that happens to other people, not them. Additionally, many believe their home is more prepared for a natural disaster than it is.
According to this graphic from Compare the Market, only about 58% of Americans have taken steps to prepare their home for a natural disaster. Though there is always the question of luck in such scenarios.
You can also help protect your home from damage by ensuring it is structurally sound. This means regular maintenance, like checking for leaks, repairing any damage, and ensuring that your home is up to code.
It would help if you also protect your windows from high winds and flying debris. You can do this by installing hurricane shutters or impact-resistant glass.
Lastly, it would be best to have plan on what what to do with your belongings in a natural disaster. This includes having a plan for your important documents and valuable items. You may consider storing these items in a safe deposit box or another location outside your home.
What Basic Supplies & Equipment Do You Need?
In addition to the items in your emergency kit, there are some other things you will need to have on hand in case of a natural disaster.
These items include:
A generator: In case of a power outage, a generator can keep your lights and appliances running.
A water pump: If your water supply is cut off, a water pump can help you get the water you need.
A fire extinguisher: In a fire, a fire extinguisher can help put it out.
A first-aid kit: A first-aid kit can help you treat minor injuries.
Emergency food and water: If you cannot leave your home, having emergency food and water on hand can help you stay fed and hydrated.
A battery-powered radio: A radio can keep you updated on what’s happening during a disaster and alert you of any evacuation plans.
Hygiene products: Toilet paper, soap, toothpaste, and other hygiene products are essential to have on hand in a natural disaster.
Safeguarding your home against natural disasters is all about being prepared. This means having an emergency kit packed with essential supplies and a plan for what to do during a disaster. It is also important to insure your home and belongings so that you can replace them if they are damaged or destroyed. Finally, you should take steps to protect your home from damage, like repairing any damage and ensuring that it is up to code. Taking these steps can help ensure that your home is safe during a natural disaster.
